Finance
Mortgage, loan, savings, ROI, inflation, compound interest, retirement, and investment calculators for everyday financial decisions.
- Mortgage Calculator
Estimate your monthly mortgage payment with principal, interest, property tax, insurance, and HOA. Free, instant, no signup.
Open calculator - Loan Calculator
Calculate your monthly loan payment, total interest, and payoff date. Adds support for extra principal payments to see how much you can save.
Open calculator - US Mortgage Calculator
Estimate a US mortgage payment with US-realistic property tax, insurance, and HOA defaults. Includes principal, interest, and full amortization.
Open calculator - Compound Interest Calculator
See how compound interest grows your savings over time, with optional monthly contributions and adjustable compounding frequency.
Open calculator - ROI Calculator
Calculate return on investment for stocks, real estate, side projects, or any asset. See total ROI plus the annualized rate.
Open calculator - Savings Calculator
Project the balance of any savings account with a starting amount, monthly deposits, and a chosen interest rate. See what you accumulate over time.
Open calculator - Inflation Calculator
See what an amount of money will be worth after inflation. Project purchasing power loss over any horizon at any inflation rate.
Open calculator - Retirement Calculator
Project your retirement nest egg from current savings, monthly contributions, and expected returns. See real spending power after inflation and a safe withdrawal rate.
Open calculator - Investment Calculator
Project how a starting amount and regular monthly contributions grow over time at a chosen rate of return. See total contributions and total growth.
Open calculator - SaaS Metrics Calculator
Calculate MRR, ARR, annualized churn, customer lifetime value, LTV to CAC ratio, and CAC payback for any subscription business.
Open calculator - Ecommerce Profit Margin Calculator
Calculate ecommerce profit margins, markup, processor fees, and monthly net profit projections. Adjust price, COGS, shipping, and fees in real time.
Open calculator - Business Break-Even Calculator
Calculate the number of units and revenue required to break even given your fixed costs, sale price, and variable cost per unit.
Open calculator - House Affordability Calculator (Max Home Price by Income)
Estimate the maximum home price you can afford given income, debts, down payment, mortgage rate, and the back-end DTI ratio. Includes property tax and insurance assumptions.
Open calculator - Rental Property Yield Calculator (Cap Rate + Cash-on-Cash)
Calculate cap rate, gross yield, net operating income, and cash-on-cash return for a rental property investment. Accounts for vacancy, expenses, and mortgage debt service.
Open calculator - Refinance Break-Even Calculator (Months to Recoup Closing)
Calculate how many months it takes for refinance savings to cover closing costs. Compares current and new monthly payments and shows net savings over the remaining term.
Open calculator - Car Loan vs Lease Calculator (Total Cost of Ownership)
Compare the total cost of buying a car with a loan versus leasing. Includes residual value, down payments, monthly payments, and effective per-month cost.
Open calculator - Term Life Insurance Coverage Calculator (DIME Method)
Estimate how much term life insurance you need using the DIME method: Debt + Income replacement + Mortgage + Education for children + Final expenses.
Open calculator - Tip Calculator and Bill Splitter (Per Person Total)
Split a restaurant bill including sales tax and tip across a group. Returns per-person total, the tip amount, and the tax amount separately.
Open calculator - Disability Insurance Coverage Calculator (Income Protection)
Estimate the monthly disability income coverage you need to protect against disability, accounting for employer LTD, SSDI offset, and replacement target.
Open calculator - Umbrella Insurance Policy Calculator (Coverage Limit)
Estimate the umbrella insurance policy limit you need based on assets and income exposure. Compares against current home and auto liability limits.
Open calculator - EV vs Gas Car Break-Even Calculator (Years to Recoup Premium)
Calculate how many years until an EV's lower fuel and maintenance costs offset the higher upfront purchase price. Comparable to a typical mid-size gas car.
Open calculator - Vehicle Depreciation Calculator (Year-by-Year Value Curve)
Project a vehicle's depreciation curve year by year using stepped rates for years 1, 2-5, and 6+. Estimates resale value, total depreciation, and average annual loss.
Open calculator - Cost to Raise a Child Calculator (USDA-Based Estimates)
Estimate the total cost of raising a child from birth to age 17, using USDA Expenditures on Children by Families data adjusted for income and region.
Open calculator - 529 Plan Growth Calculator (Tax-Free + State Deduction)
Project the tax-free growth of a 529 college savings plan and estimate the state tax deduction. Compounds monthly contributions over the years until college.
Open calculator - BRRRR ROI Calculator (Buy, Rehab, Rent, Refinance, Repeat)
Calculate ROI for the BRRRR real estate strategy: Buy, Rehab, Rent, Refinance, Repeat. Returns cash-on-cash, cash left in deal, and total ROI at refi.
Open calculator - College Savings Goal Calculator (Required Monthly Contribution)
Calculate the monthly contribution required to hit a college savings target by a specific year, given current savings and expected investment return.
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