Finance

Estimate your monthly mortgage payment with principal, interest, property tax, insurance, and HOA. Free, instant, no signup.

Calculate your monthly loan payment, total interest, and payoff date. Adds support for extra principal payments to see how much you can save.

Estimate a US mortgage payment with US-realistic property tax, insurance, and HOA defaults. Includes principal, interest, and full amortization.

See how compound interest grows your savings over time, with optional monthly contributions and adjustable compounding frequency.

Calculate return on investment for stocks, real estate, side projects, or any asset. See total ROI plus the annualized rate.

Project the balance of any savings account with a starting amount, monthly deposits, and a chosen interest rate. See what you accumulate over time.

See what an amount of money will be worth after inflation. Project purchasing power loss over any horizon at any inflation rate.

Project your retirement nest egg from current savings, monthly contributions, and expected returns. See real spending power after inflation and a safe withdrawal rate.

Project how a starting amount and regular monthly contributions grow over time at a chosen rate of return. See total contributions and total growth.

Calculate MRR, ARR, annualized churn, customer lifetime value, LTV to CAC ratio, and CAC payback for any subscription business.

Calculate ecommerce profit margins, markup, processor fees, and monthly net profit projections. Adjust price, COGS, shipping, and fees in real time.

Calculate the number of units and revenue required to break even given your fixed costs, sale price, and variable cost per unit.

Estimate the maximum home price you can afford given income, debts, down payment, mortgage rate, and the back-end DTI ratio. Includes property tax and insurance assumptions.

Calculate cap rate, gross yield, net operating income, and cash-on-cash return for a rental property investment. Accounts for vacancy, expenses, and mortgage debt service.

Calculate how many months it takes for refinance savings to cover closing costs. Compares current and new monthly payments and shows net savings over the remaining term.

Compare the total cost of buying a car with a loan versus leasing. Includes residual value, down payments, monthly payments, and effective per-month cost.

Estimate how much term life insurance you need using the DIME method: Debt + Income replacement + Mortgage + Education for children + Final expenses.

Split a restaurant bill including sales tax and tip across a group. Returns per-person total, the tip amount, and the tax amount separately.

Estimate the monthly disability income coverage you need to protect against disability, accounting for employer LTD, SSDI offset, and replacement target.

Estimate the umbrella insurance policy limit you need based on assets and income exposure. Compares against current home and auto liability limits.

Calculate how many years until an EV's lower fuel and maintenance costs offset the higher upfront purchase price. Comparable to a typical mid-size gas car.

Project a vehicle's depreciation curve year by year using stepped rates for years 1, 2-5, and 6+. Estimates resale value, total depreciation, and average annual loss.

Estimate the total cost of raising a child from birth to age 17, using USDA Expenditures on Children by Families data adjusted for income and region.

Project the tax-free growth of a 529 college savings plan and estimate the state tax deduction. Compounds monthly contributions over the years until college.

Calculate ROI for the BRRRR real estate strategy: Buy, Rehab, Rent, Refinance, Repeat. Returns cash-on-cash, cash left in deal, and total ROI at refi.

Calculate the monthly contribution required to hit a college savings target by a specific year, given current savings and expected investment return.